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Living in West Palm Beach, Florida

What It’s Really Like, From Someone Who Lives & Works Here Every Day
February 26, 2026

When someone searches “living in West Palm Beach Florida,” they are usually at a turning point.

They might be relocating from New York or New Jersey.
They might be selling in Chicago or California.
They might be downsizing from a larger suburban home.
They might be looking for waterfront living without Palm Beach Island pricing.
Or they might simply want to be closer to the water and the energy of downtown.

The truth is West Palm Beach is not one thing.

It is not just downtown condos.
It is not just historic homes.
It is not just waterfront estates.

It is layered. And each neighborhood feels different.

Let me walk you through it the way I walk my clients through it.


Where Is West Palm Beach Located

West Palm Beach sits directly across the Intracoastal from Palm Beach Island. It is about 10 minutes from Palm Beach International Airport and positioned between Jupiter to the north and Boca Raton to the south.

You have direct access to I 95, the Florida Turnpike, and the Brightline high speed train. That connectivity is a major reason so many out of state buyers are choosing this area.

You can be at the beach in five to ten minutes from most neighborhoods. That proximity is something people underestimate until they live here.


The Different Types of Homes in West Palm Beach

One of the biggest misconceptions I see online is that West Palm Beach equals downtown high rise condos. That is only one part of the story.

Downtown Condos and High Rise Living

Near CityPlace and Clematis Street you will find buildings like:

The Bristol
One City Plaza
Two City Plaza
The Whitney
610 Clematis

These properties attract professionals, seasonal residents, investors, and downsizers who want walkability and low maintenance living. You can walk to RH Rooftop, Avocado Grill, Kapow Noodle Bar, Equinox and Publix without getting in your car.

If you want energy and convenience, this part of West Palm Beach delivers.


Historic Single Family Homes

Neighborhoods like El Cid, Flamingo Park and Grandview Heights offer a completely different lifestyle.

These areas feature Mediterranean architecture, mature trees, brick streets and homes built in the 1920s through 1940s. Many have been beautifully restored and updated.

Buyers relocating from the Northeast often fall in love with the character here because it feels established and timeless.

Historic homes can require more maintenance than new construction. That is something we always discuss honestly before writing an offer.


Waterfront Homes Without Island Pricing

SoSo, which stands for South of Southern, is one of the most searched neighborhoods in West Palm Beach.

Here you will find:

Intracoastal waterfront homes
Deep water dock properties
Renovated ranch homes
Brand new luxury estates

Buyers searching “waterfront homes in West Palm Beach Florida” often start here before exploring Palm Beach Island. Bridge height, dock depth and water access matter if boating is part of your lifestyle. That is something we evaluate carefully.


Residential Neighborhoods With More Space

The South End and Northwood areas offer more traditional residential living. You will find single family homes with yards, some gated communities, townhomes and newer developments.

These neighborhoods appeal to families, full time residents and buyers who want more privacy than downtown but still want proximity to the water and dining.


What Daily Life Feels Like

West Palm Beach gives you options in how you live your day.

You can walk Flagler Drive at sunrise and watch boats pass on the Intracoastal.

You can have brunch at RH Rooftop or lunch at Avocado Grill.

You can drive across the bridge to Palm Beach Island beaches in minutes.

You can spend Saturday morning at the GreenMarket and Saturday night downtown.

If you want urban energy, it is here.
If you want quiet tree lined streets, those are here too.

That flexibility is one of the biggest reasons people relocate.


Cost of Living in West Palm Beach

Florida has no state income tax. That is a major draw for buyers moving from high tax states.

However, the overall cost of living depends heavily on the property type you choose.

You need to factor:

Property taxes based on assessed value
Homestead exemption eligibility
Insurance including wind coverage
Flood zone designation
HOA fees if applicable
Utility costs including air conditioning during summer

A downtown condo and a waterfront estate have very different financial structures. That is why we run real numbers before making decisions.


Insurance and Hurricane Considerations

This is one of the first questions I get from out of state buyers.

Newer construction homes are built to updated hurricane codes. Impact windows matter. Roof age matters. Flood zone classification matters.

Insurance is not a reason to avoid West Palm Beach. It is a reason to buy smart and understand what you are purchasing.


Schools and Education

West Palm Beach is served by the School District of Palm Beach County.

Notable schools include:

Alexander W. Dreyfoos School of the Arts
Bak Middle School of the Arts
Rosarian Academy
The Greene School

School zoning depends on exact address, so that is always verified during the home search process.


Who Moves to West Palm Beach

In my experience, buyers relocating here include:

Retirees from New York and New Jersey
Finance professionals
Remote executives
Families wanting proximity to both Wellington and downtown
Luxury waterfront buyers
Investors seeking long term growth

West Palm Beach often feels like the middle ground between Palm Beach Island luxury and suburban Wellington living.


What Sellers Need to Know

If you are considering selling in West Palm Beach, pricing strategy is everything.

Buyers compare:

Water views
Lot size
Historic designation
Roof age
Impact windows
HOA structure
Proximity to downtown
Walkability

Presentation and timing matter significantly, especially during season from January through April.

An online estimate does not capture how buyers are actually evaluating your home.


25 Questions I Frequently Answer About Relocating to West Palm Beach

  1. Is West Palm Beach expensive?
    It depends entirely on neighborhood and property type.

  2. Is it safer than Miami?
    West Palm Beach feels less dense and more manageable than Miami.

  3. How close is the beach?
    Most neighborhoods are within ten minutes of Palm Beach Island beaches.

  4. What are property taxes like?
    Taxes are based on assessed value and can be reduced with homestead exemption.

  5. Are waterfront homes worth it?
    For boating enthusiasts, absolutely. Dock depth and bridge clearance are important factors.

  6. Are historic homes costly to maintain?
    They can require more upkeep than new construction.

  7. What is summer like?
    Hot and humid. Winters are exceptional.

  8. Is downtown noisy?
    It depends on building location and floor height.

  9. Is West Palm Beach good for families?
    Yes, particularly in residential neighborhoods outside the downtown core.

  10. Can I rent my property seasonally?
    It depends on zoning and HOA rules.

  11. How competitive is the market?
    Seasonality plays a major role.

  12. What utilities are typical?
    Florida Power and Light for electricity and city water and sewer.

  13. Are there gated communities?
    Yes, though fewer than in Wellington or Palm Beach Gardens.

  14. How far is Jupiter?
    Approximately twenty five to thirty minutes.

  15. How far is Boca Raton?
    Approximately thirty to forty minutes south.

  16. Is it walkable?
    Downtown is highly walkable. Other neighborhoods are more car dependent.

  17. What is the difference between West Palm Beach and Palm Beach Island?
    Price point, density and architecture differ significantly.

  18. Is insurance difficult to obtain?
    It depends on roof age, construction year and flood zone.

  19. Are new developments coming?
    Yes, especially downtown and along the waterfront.

  20. Is it good for retirees?
    Yes, particularly seasonal residents.

  21. Is it good for investors?
    Certain neighborhoods offer strong rental demand.

  22. What surprises most relocating buyers?
    Humidity, insurance structure and seasonal traffic.

  23. Do I need flood insurance?
    That depends on elevation and flood zone.

  24. Should I rent before buying?
    Some buyers prefer to experience one season before purchasing.

  25. Should I sell my out of state home first?
    That depends on liquidity and comfort level. Strategy matters.


Is West Palm Beach Right for You

West Palm Beach is not one size fits all.

It can feel urban, coastal, historic, quiet or luxurious depending on where you land.

The key is aligning your property type with your lifestyle goals and long term plans.

If you are relocating from out of state, let’s talk through insurance, taxes, neighborhoods and daily life before you make a decision.

If you are selling, let’s talk about positioning your home correctly in today’s market.

Call or text me directly at 561 315 1834
Or reach out through my website and we will schedule time to map out your next move.

No pressure. Just clarity.

Sommar Clark
Your South Florida Real Estate Agent & Advisor
Serving Wellington to West Palm Beach and everything in between.